Investor residents should plan their Caja insurance and immigration documentation together, while keeping the two assessments distinct. Proof of an investment for immigration purposes is not a personal quotation for monthly CCSS contributions.
What DGME requires for investor renewal
The official DGME DIMEX page, under renewal of temporary residence for investors and dependents, lists proof of affiliation to the Caja Costarricense de Seguro Social (CCSS). It separately lists evidence of the investment and other documentation.
Read the section for your category alongside your approval resolution and any applicable later notice. Do not assume that showing the investment alone completes the insurance requirement, or that an insurance receipt proves all the conditions of investor residence.
How to obtain your individual Caja assessment
Ask CCSS which insurance arrangement applies to your actual circumstances and what information it needs to assess your contribution. Explain whether you work, operate a business, receive income from an investment or have another source of support. Do not select an insurance arrangement solely because your immigration category is investor.
The CCSS procedures catalogue distinguishes voluntary/migrant insurance, independent-worker affiliation and other arrangements. It describes voluntary/migrant insurance as intended for people without an income-generating activity who have contributory capacity. CCSS should determine how the relevant rules apply to you.
- Request the supporting-document list for your case before commissioning certificates.
- Ask which income information and contribution rules were used in the assessment.
- Confirm the charges included, payment dates and evidence of current affiliation.
- Keep the written assessment and payment receipts.
- If information is wrong or circumstances change, ask for the applicable review procedure.
Why a generic percentage is not a reliable budget
This article does not publish a single investor rate or an unsupported range for health and pension contributions. Obtain an assessment from CCSS before treating any estimate as your expected bill. Do not multiply a property’s purchase price by a percentage from a blog to calculate your monthly insurance payment.
Budget separately for immigration-documentation fees, Caja contributions, private insurance and other healthcare expenses. Ask a qualified adviser about tax matters rather than treating a Caja assessment as a tax calculation.
Check each dependent’s coverage
DGME’s investor-renewal section includes dependents. Confirm the insurance evidence needed for each person. The CCSS catalogue lists a family-protection application, but immigration-dependent status should not be treated as automatic insurance enrollment or a guarantee of a particular contribution arrangement.
Prepare before the DIMEX appointment
Check that your name and identification details agree across your immigration and insurance records. Obtain the requested affiliation evidence, verify that payments are reflected correctly, and confirm the remaining appointment requirements.
For a first DIMEX, DGME says documentation follows approval and applicants should bring the requirements stated in the approval resolution. First documentation, renewal and an application for a different immigration category are separate processes.
Read our Caja registration guide and residency and Caja checklist. For planning medical services, use the healthcare guide.
Contact CRIE for help organising your immigration documentation and the questions to put to the responsible authorities.
Reviewed September 7, 2026 against DGME’s DIMEX guidance and the CCSS procedures catalogue. Individual insurance classification and contribution amounts must be confirmed with CCSS.